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lending
Purchasing a new vehicle can be a big decision. But with a trusted lender like Marion County Bank, you can find the financing you need to purchase your new vehicle. With one of our vehicle loans, you can finance the purchase of:
Your loans interest rate is based on the term, type of vehicle, age of the vehicle and credit score. Click the buttons below to start your online application or contact one of Marion County Bank’s expert lending team.
*Loans subject to underwriting and credit approval. If you would like to apply in person or via paper application, please contact a Marion County Bank lender.
Buying a new vehicle isn’t as easy as it seems. You have to keep your monthly payment, down payment, trade value, loan term and interest rate in mind. This calculator can help you keep track of these various financial aspects and then determine what purchase is affordable based on for your financial projections. Ready for some additional help? Reach out to our lenders. They will help determine a budget friendly monthly payment and corresponding loan amount that you can use to purchase your next car.
How long until I know if I am approved for a loan?
Once one of our loan officers has received your completed application, a loan decision is usually made within a few hours.
What fees/charges are there for consumer loans?
The only consumer loan fees charged by Marion County Bank are for late payments. A small lien fee is also charged if we are securing the loan with a vehicle title.
Can I get a loan with no credit history?
Obtaining a loan is still possible with no credit history. Each of our local offices has experienced loan officers who will advise on the best approach for beginning borrowers.
What is the difference between a personal loan and a vehicle loan?
Both personal and vehicle loans are considered to be consumer loans and the application process is the same for both. Vehicle loans are for the purpose of purchasing or refinancing a vehicle. Personal loans can be for a variety of other purposes. Collateral security is often, but not always, required for both loan types.
What is collateral?
Collateral is an asset that you own that you pledge to secure the loan. For personal or vehicle loans, this is often a vehicle that you own. If the loan is not repaid as agreed, the lender can seize the collateral to recover the amount owed.
If I'm approved to refinance my vehicle loan from another lender, what information will you need?
The Vehicle Identification Number (VIN), and from your lender: a ten-day payoff, your loan account number, and the lender's address.
Danielle Benge
Residential Loan Officer
NMLS: 2532282
Divisions: Lending, Mortgage Lending, Personal Lending
Location: Pella Office
Phone: (641) 628-2191
Josh Nelson
Loan Officer
NMLS: 2264210
Divisions: Lending, Mortgage Lending, Personal Lending
Location: Pella Office
Phone: (641) 628-2191
Trey Sathoff
Agricultural Loan Officer
Divisions: Ag Lending, Business Lending, Lending, Personal Lending
Location: Pella Office
Phone: (641) 628-2191
Dianne Danner
Assistant Vice President, Residential Loan Officer
NMLS: 1722437
Divisions: Lending, Mortgage Lending, Personal Lending
Location: Knoxville Office
Phone: (641) 828-8000
Deb Leppert
Assistant Vice President, Consumer Loan Officer
NMLS: 858078
Divisions: Lending, Personal Lending
Location: Knoxville Office
Phone: (641) 828-8000
Vanessa Szlachetka
Assistant Vice President, Residential Loan Officer
NMLS: 410604
Divisions: Lending, Mortgage Lending, Personal Lending
Location: Knoxville Office
Phone: (641) 828-8000
