Personal
Many of us use our checking accounts almost every day, so it’s important to have an account that give you the right features and easy access to your money. At Marion County Bank we offer 5 different checking accounts for you to choose from. Whether you want a free account or an account that allows you to earn interest on your balance, you have options to choose from. It's one more way we can be part of your story, every step of the way.
Stop into your local Marion County Bank office to open a new checking account.
Each Marion County Bank checking account includes the following benefits:
| Account* | E-Z FREE | NOW | BANK CLUB | HARVEST CLUB Exclusively for those 50 and over | GOLDEN HARVEST CLUB Exclusively for those 50 and over |
|---|---|---|---|---|---|
| "I want to..." | Use my debit card and receive eStatements | Earn Interest | Have the account with everything | Write checks and earn interest | Have the account with all the bells and whistles |
| Monthly Statement | Free eStatement | Free printed or eStatement | Free printed or eStatement | Free printed or eStatement | Free printed or eStatement |
| Personalized Checks | Free 1st Order** | Free 1st Order** | Free** | Free** | Free** |
| Interest Earning | Yes | Yes | Yes | ||
| Club Benefits | Included, see below | Included, see below | |||
| How to avoid monthly service fee | Sign up for eStatements. Printed Statements are available at $2.00 per statement cycle | Keep a minimum balance of $100; otherwise $8.00 per statement cycle | There is a $6.00 monthly membership fee for the Bank Club Account | Keep a minimum balance of $100; otherwise $8.00 per statement cycle | There is a $4.00 monthly membership fee for the Golden Harvest Club Account |
Club Benefits - Our Bank Club and Golden Harvest Club accounts offer free Cashiers Checks, Accidental Death & Dismemberment Insurance***, Cell Phone Protection***, 50% off Stop Payments, Travel and Leisure Discounts (available online only) and Discounted Adventureland Tickets.
*All accounts opened for a minor require an adult joint owner on the account.
**Free checks include single checks only. Orders for duplicate checks will receive a $7.00 discount.
***The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Minimum deposit to open account is $100.00. Free printed monthly statements or eStatement. A minimum balance fee of $8.00* will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.
Must be age 50 or over. Minimum deposit to open account is $100.00.
Must be age 50 or over. No minimum balance to open the account. Free personalized checks and free printed monthly statements or eStatement. Free Cashier’s Checks, insurance benefits and reduced stop payment fee. A membership fee of $4.00* will be charged each statement cycle.
Please see a Customer Service Representative for the exclusive account privileges associated with the Premier Relationship Banking Account.
Account qualifications are required to open and maintain a Premier Banking Relationship Banking Account. Balance qualifications are monitored semi-annually and if minimum stated balance is not maintained, the customer will be notified, and the account will be converted to a non-interest bearing, no minimum balance EZ Free Checking Account. Fees for domestic wire transfers and cashier’s checks will also then be charged according to Bank Fee Schedule. Internet banking, online bill pay and debit card will remain free.
What options do I have to add someone to my bank accounts?
You have three different ways to add someone to your account.
